Calculators • EMI
EMI Calculator
Calculate monthly EMI, total interest, and view a clean amortization schedule — fully client-side.
Loan details
Tip: If interest is 0%, EMI becomes principal ÷ months.
Results
Monthly EMI
₹10,623.52
Total Interest
₹1,37,411.34
Total Payment
₹6,37,411.34
Amortization schedule
Month-wise breakup (principal + interest).
60 months
| Month | Opening | EMI | Interest | Principal | Closing |
|---|---|---|---|---|---|
| 1 | ₹5,00,000.00 | ₹10,623.52 | ₹4,166.67 | ₹6,456.86 | ₹4,93,543.14 |
| 2 | ₹4,93,543.14 | ₹10,623.52 | ₹4,112.86 | ₹6,510.66 | ₹4,87,032.48 |
| 3 | ₹4,87,032.48 | ₹10,623.52 | ₹4,058.60 | ₹6,564.92 | ₹4,80,467.56 |
| 4 | ₹4,80,467.56 | ₹10,623.52 | ₹4,003.90 | ₹6,619.63 | ₹4,73,847.94 |
| 5 | ₹4,73,847.94 | ₹10,623.52 | ₹3,948.73 | ₹6,674.79 | ₹4,67,173.15 |
| 6 | ₹4,67,173.15 | ₹10,623.52 | ₹3,893.11 | ₹6,730.41 | ₹4,60,442.73 |
| 7 | ₹4,60,442.73 | ₹10,623.52 | ₹3,837.02 | ₹6,786.50 | ₹4,53,656.24 |
| 8 | ₹4,53,656.24 | ₹10,623.52 | ₹3,780.47 | ₹6,843.05 | ₹4,46,813.18 |
| 9 | ₹4,46,813.18 | ₹10,623.52 | ₹3,723.44 | ₹6,900.08 | ₹4,39,913.10 |
| 10 | ₹4,39,913.10 | ₹10,623.52 | ₹3,665.94 | ₹6,957.58 | ₹4,32,955.52 |
| 11 | ₹4,32,955.52 | ₹10,623.52 | ₹3,607.96 | ₹7,015.56 | ₹4,25,939.96 |
| 12 | ₹4,25,939.96 | ₹10,623.52 | ₹3,549.50 | ₹7,074.02 | ₹4,18,865.94 |
| 13 | ₹4,18,865.94 | ₹10,623.52 | ₹3,490.55 | ₹7,132.97 | ₹4,11,732.97 |
| 14 | ₹4,11,732.97 | ₹10,623.52 | ₹3,431.11 | ₹7,192.41 | ₹4,04,540.55 |
| 15 | ₹4,04,540.55 | ₹10,623.52 | ₹3,371.17 | ₹7,252.35 | ₹3,97,288.20 |
| 16 | ₹3,97,288.20 | ₹10,623.52 | ₹3,310.74 | ₹7,312.79 | ₹3,89,975.41 |
| 17 | ₹3,89,975.41 | ₹10,623.52 | ₹3,249.80 | ₹7,373.73 | ₹3,82,601.69 |
| 18 | ₹3,82,601.69 | ₹10,623.52 | ₹3,188.35 | ₹7,435.17 | ₹3,75,166.51 |
| 19 | ₹3,75,166.51 | ₹10,623.52 | ₹3,126.39 | ₹7,497.13 | ₹3,67,669.38 |
| 20 | ₹3,67,669.38 | ₹10,623.52 | ₹3,063.91 | ₹7,559.61 | ₹3,60,109.77 |
| 21 | ₹3,60,109.77 | ₹10,623.52 | ₹3,000.91 | ₹7,622.61 | ₹3,52,487.16 |
| 22 | ₹3,52,487.16 | ₹10,623.52 | ₹2,937.39 | ₹7,686.13 | ₹3,44,801.03 |
| 23 | ₹3,44,801.03 | ₹10,623.52 | ₹2,873.34 | ₹7,750.18 | ₹3,37,050.85 |
| 24 | ₹3,37,050.85 | ₹10,623.52 | ₹2,808.76 | ₹7,814.77 | ₹3,29,236.08 |
| 25 | ₹3,29,236.08 | ₹10,623.52 | ₹2,743.63 | ₹7,879.89 | ₹3,21,356.20 |
| 26 | ₹3,21,356.20 | ₹10,623.52 | ₹2,677.97 | ₹7,945.55 | ₹3,13,410.64 |
| 27 | ₹3,13,410.64 | ₹10,623.52 | ₹2,611.76 | ₹8,011.77 | ₹3,05,398.87 |
| 28 | ₹3,05,398.87 | ₹10,623.52 | ₹2,544.99 | ₹8,078.53 | ₹2,97,320.34 |
| 29 | ₹2,97,320.34 | ₹10,623.52 | ₹2,477.67 | ₹8,145.85 | ₹2,89,174.49 |
| 30 | ₹2,89,174.49 | ₹10,623.52 | ₹2,409.79 | ₹8,213.73 | ₹2,80,960.76 |
| 31 | ₹2,80,960.76 | ₹10,623.52 | ₹2,341.34 | ₹8,282.18 | ₹2,72,678.57 |
| 32 | ₹2,72,678.57 | ₹10,623.52 | ₹2,272.32 | ₹8,351.20 | ₹2,64,327.37 |
| 33 | ₹2,64,327.37 | ₹10,623.52 | ₹2,202.73 | ₹8,420.79 | ₹2,55,906.58 |
| 34 | ₹2,55,906.58 | ₹10,623.52 | ₹2,132.55 | ₹8,490.97 | ₹2,47,415.61 |
| 35 | ₹2,47,415.61 | ₹10,623.52 | ₹2,061.80 | ₹8,561.73 | ₹2,38,853.88 |
| 36 | ₹2,38,853.88 | ₹10,623.52 | ₹1,990.45 | ₹8,633.07 | ₹2,30,220.81 |
| 37 | ₹2,30,220.81 | ₹10,623.52 | ₹1,918.51 | ₹8,705.02 | ₹2,21,515.80 |
| 38 | ₹2,21,515.80 | ₹10,623.52 | ₹1,845.96 | ₹8,777.56 | ₹2,12,738.24 |
| 39 | ₹2,12,738.24 | ₹10,623.52 | ₹1,772.82 | ₹8,850.70 | ₹2,03,887.53 |
| 40 | ₹2,03,887.53 | ₹10,623.52 | ₹1,699.06 | ₹8,924.46 | ₹1,94,963.07 |
| 41 | ₹1,94,963.07 | ₹10,623.52 | ₹1,624.69 | ₹8,998.83 | ₹1,85,964.24 |
| 42 | ₹1,85,964.24 | ₹10,623.52 | ₹1,549.70 | ₹9,073.82 | ₹1,76,890.42 |
| 43 | ₹1,76,890.42 | ₹10,623.52 | ₹1,474.09 | ₹9,149.44 | ₹1,67,740.99 |
| 44 | ₹1,67,740.99 | ₹10,623.52 | ₹1,397.84 | ₹9,225.68 | ₹1,58,515.31 |
| 45 | ₹1,58,515.31 | ₹10,623.52 | ₹1,320.96 | ₹9,302.56 | ₹1,49,212.75 |
| 46 | ₹1,49,212.75 | ₹10,623.52 | ₹1,243.44 | ₹9,380.08 | ₹1,39,832.66 |
| 47 | ₹1,39,832.66 | ₹10,623.52 | ₹1,165.27 | ₹9,458.25 | ₹1,30,374.41 |
| 48 | ₹1,30,374.41 | ₹10,623.52 | ₹1,086.45 | ₹9,537.07 | ₹1,20,837.34 |
| 49 | ₹1,20,837.34 | ₹10,623.52 | ₹1,006.98 | ₹9,616.54 | ₹1,11,220.80 |
| 50 | ₹1,11,220.80 | ₹10,623.52 | ₹926.84 | ₹9,696.68 | ₹1,01,524.12 |
| 51 | ₹1,01,524.12 | ₹10,623.52 | ₹846.03 | ₹9,777.49 | ₹91,746.63 |
| 52 | ₹91,746.63 | ₹10,623.52 | ₹764.56 | ₹9,858.97 | ₹81,887.66 |
| 53 | ₹81,887.66 | ₹10,623.52 | ₹682.40 | ₹9,941.13 | ₹71,946.54 |
| 54 | ₹71,946.54 | ₹10,623.52 | ₹599.55 | ₹10,023.97 | ₹61,922.57 |
| 55 | ₹61,922.57 | ₹10,623.52 | ₹516.02 | ₹10,107.50 | ₹51,815.07 |
| 56 | ₹51,815.07 | ₹10,623.52 | ₹431.79 | ₹10,191.73 | ₹41,623.34 |
| 57 | ₹41,623.34 | ₹10,623.52 | ₹346.86 | ₹10,276.66 | ₹31,346.68 |
| 58 | ₹31,346.68 | ₹10,623.52 | ₹261.22 | ₹10,362.30 | ₹20,984.38 |
| 59 | ₹20,984.38 | ₹10,623.52 | ₹174.87 | ₹10,448.65 | ₹10,535.72 |
| 60 | ₹10,535.72 | ₹10,623.52 | ₹87.80 | ₹10,535.72 | ₹0.00 |